Current Rates

We are a risk based lending institution.  Your true rate will be determined using a credit score.

Credit Rating
LOAN TYPE TERM A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
New Auto 36 Months 1.99 1.99 8.50 13.50 18.00
New Auto 60 Months 2.99 2.99 9.85 14.85 18.00
Used Auto (2014-2012) 60 Months 5.45 5.45 9.85 15.00 18.00
Used Auto (2011) 60 Months 7.00 7.50 10.25 16.00 18.00
Used Auto (2010-2008) 48 Months 7.20 7.70 10.70 15.70 18.00
Used Auto (2007-2006) 36 Months 7.85 8.35 11.35 16.35 18.00
Used Auto (2005-Older) 30 Months 8.45 8.95 12.95 16.75 18.00
New Recreational Vehicle 36 Months 5.25 5.50 8.50 13.50 18.00
New Recreational Vehicle 60 Months 6.10 6.85 9.85 14.85 18.00
Used Recreational Vehicle (2014-2012) 60 Months 6.25 7.00 10.00 15.00 18.00
Used Recreational Vehicle (2011-2008) 48 Months 7.20 7.70 10.70 15.70 18.00
Used Recreational Vehicle (2007-2006) 36 Months 7.85 8.35 11.35 16.35 18.00
Used Recreational Vehicle (2005-Older) 30 Months 8.45 8.95 12.95 16.75 18.00
Signature 24 Months 8.00 10.00 14.00 17.00 18.00
Signature 36 Months 10.00 12.00 16.00 17.00 18.00
New Furniture & Appliances 36 Months 10.14 11.40 14.43 17.00 18.00
First Mortgage Residential Real Estate Loans Fixed rate for a maximum 15 years *** *** *** *** ***
Real Estate Home Equity 84 Months ** *** *** *** *** ***
Second Mortgage Residential Real Estate Loans 10 year amoritization with 7 year fixed rate *** *** *** *** ***
Vacant Land 84 Months *** *** *** *** ***

* APR = Annual Percentage Rate

** Real Estate Loans can have up to a 15 year amoritization with the balloon balance to be determined or can have up to a 15 year fixed rate.

*** For Real Estate Loan Rates, please call us. We do business in accordance with Federal Fair Housing Laws. Equal Housing Lender. Certain restrictions apply.